Sunday, December 20, 2009

Life Insurance Reviews

It is important to have older life insurance policies reviewed, as there have been changes in the life expectancy tables.  Often a review can reveal opportunities to reduce your premium, increase your coverage, obtain guarantees, or shorten the the number of required premiums.  Typically, the review process is free, and a medical preliminary inquiry can be made without filling out any actual policy applications.  Some life insurance professionals charge a fee for the review, which can help eliminate any bias in the making of recommendations.

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